Take-Home Salary Calculator (Estimate)

Estimate your in-hand salary after PF, HRA exemption (optional), professional tax and income tax. This is an estimator — verify taxes with an accountant for exact values.

If checked, employer PF contribution (monthly) is assumed included in CTC and will be removed when computing monthly gross available to employee.
Auto mode uses common slab estimates (0–2.5L: 0%; 2.5–5L: 5%; 5–10L: 20%; >10L: 30%) and standard deduction ₹50,000. Use Manual if you already know your tax amount.